Cullen/Frost Bankers, Inc.

NYSE CFR

Cullen/Frost Bankers, Inc. EBITDA Margin for the Trailing 12 Months (TTM) ending September 30, 2024: 23.47%

Cullen/Frost Bankers, Inc. EBITDA Margin is 23.47% for the Trailing 12 Months (TTM) ending September 30, 2024, a -25.40% change year over year. EBITDA Ratio is the proportion of Earnings Before Interest, Taxes, Depreciation, and Amortization to total revenue, assessing a company's operational profitability before non-operating expenses and non-cash charges.

Cullen/Frost Bankers, Inc. EBITDA Margin for the Trailing 12 Months (TTM) ending September 30, 2023 was 31.47%, a -58.80% change year over year.
Cullen/Frost Bankers, Inc. EBITDA Margin for the Trailing 12 Months (TTM) ending September 30, 2022 was 76.37%, a 90.47% change year over year.
Cullen/Frost Bankers, Inc. EBITDA Margin for the Trailing 12 Months (TTM) ending September 30, 2021 was 40.09%, a 34.27% change year over year.
Cullen/Frost Bankers, Inc. EBITDA Margin for the Trailing 12 Months (TTM) ending September 30, 2020 was 29.86%, a -25.31% change year over year.

Key data

Date	EBITDA Margin	EBIT Margin	Depreciation and Amortization	EBIT

NYSE: CFR

Cullen/Frost Bankers, Inc.

CEO	Mr. Phillip D. Green J.D.
IPO Date	March 17, 1980
Location	United States
Headquarters	111 West Houston Street
Employees	5,495
Sector	Finance
Industries Banking & Lending Investment Banking & Asset Management

Description

Cullen/Frost Bankers, Inc. operates as the bank holding company for Frost Bank that offers commercial and consumer banking services in Texas. It operates in two segments, Banking and Frost Wealth Advisors. The company offers commercial banking services to corporations and other business clients, including financing for industrial and commercial properties, interim construction related to industrial and commercial properties, equipment, inventories and accounts receivables, and acquisitions; commercial leasing; and treasury management services. It also provides consumer banking services, such as checking accounts, savings programs, automated-teller machines (ATMs), overdraft facilities, installment and real estate loans, home equity loans and lines of credit, drive-in and night deposit services, safe deposit facilities, and brokerage services. In addition, the company offers international banking services comprising deposits, loans, letters of credit, foreign collections, funds, and foreign exchange services. Further, it acts as a correspondent for approximately 171 financial institutions; offers trust, investment, agency, and custodial services for individual and corporate clients; provides capital market services that include sales and trading, new issue underwriting, money market trading, advisory, and securities safekeeping and clearance; and supports international business activities. Additionally, the company offers insurance and securities brokerage services; and holds securities for investment purposes, as well as investment management services to Frost-managed mutual funds, institutions, and individuals. It operates approximately 157 financial centers and 1,650 ATMs. The company serves energy, manufacturing, services, construction, retail, telecommunications, healthcare, military, and transportation industries. Cullen/Frost Bankers, Inc. was founded in 1868 and is headquartered in San Antonio, Texas.

Key trends

Past 5 years