Capitec Bank Holdings Limited

Johannesburg Stock Exchange CPI.JO

Capitec Bank Holdings Limited Net Income Margin for the year ending February 29, 2024: 38.71%

Capitec Bank Holdings Limited Net Income Margin is 38.71% for the year ending February 29, 2024, a 28.21% change year over year. Net Income Ratio, also known as the profit margin, is the ratio of net income to net sales, showing the percentage of revenue that remains as profit after all expenses are deducted.

Capitec Bank Holdings Limited Net Income Margin for the year ending February 28, 2023 was 30.20%, a -4.53% change year over year.
Capitec Bank Holdings Limited Net Income Margin for the year ending February 28, 2022 was 31.63%, a 63.20% change year over year.
Capitec Bank Holdings Limited Net Income Margin for the year ending February 28, 2021 was 19.38%, a -34.49% change year over year.
Capitec Bank Holdings Limited Net Income Margin for the year ending February 29, 2020 was 29.58%, a 6.25% change year over year.

Key data

Date	Net Income Margin	EBITDA Margin	EBIT Margin	EBITDA

Johannesburg Stock Exchange: CPI.JO

Capitec Bank Holdings Limited

CEO	Mr. Gerhardus Metselaar Fourie B.Com., B.Comm (Hons), M.B.A.
IPO Date	Jan. 4, 2000
Location	South Africa
Headquarters	5 Neutron Road
Employees	16,603
Sector	Finance
Industries Banking & Lending

Description

Capitec Bank Holdings Limited, through its subsidiaries, provides various banking products and services in South Africa. The company operates through three segments: Retail Bank, Business Bank, and Insurance. It offers transactional banking services; fixed and tax-free savings, and call and notice deposits; term loans, credit facilities, mortgage loans, overdrafts, instalment sales and leases, credit and debit cards, and access facilities; rental finance; payment services; and merchant services, as well as credit and life insurance products. The company also provides treasury products comprising foreign exchange spot trades and foreign exchange forward contracts; and internet banking and mobile banking services. It operates approximately 853 branches; and 2,863 automated teller machines, dual note recyclers, and coin and note recyclers. The company was incorporated in 1999 and is based in Stellenbosch, South Africa.

Key trends

Past 5 years