Discover Financial Services

NYSE DFS

Discover Financial Services Operating Income Margin for the Trailing 12 Months (TTM) ending September 30, 2024: 39.28%

Discover Financial Services Operating Income Margin is 39.28% for the Trailing 12 Months (TTM) ending September 30, 2024, a 46.16% change year over year. Operating Income Ratio is the proportion of a company's operating income to its net sales, measuring the efficiency of its core business operations in generating profits.

Discover Financial Services Operating Income Margin for the Trailing 12 Months (TTM) ending September 30, 2023 was 26.88%, a -46.18% change year over year.
Discover Financial Services Operating Income Margin for the Trailing 12 Months (TTM) ending September 30, 2022 was 49.94%, a -10.98% change year over year.
Discover Financial Services Operating Income Margin for the Trailing 12 Months (TTM) ending September 30, 2021 was 56.10%, a 367.84% change year over year.
Discover Financial Services Operating Income Margin for the Trailing 12 Months (TTM) ending September 30, 2020 was 11.99%, a -64.35% change year over year.

Key data

Date	Operating Income Margin	EBT Margin	Net Income Margin	EBITDA Margin

NYSE: DFS

Discover Financial Services

CEO	Mr. J. Michael Shepherd
IPO Date	June 14, 2007
Location	United States
Headquarters	2500 Lake Cook Road
Employees	21,100
Sector	Finance
Industries Credit Cards & Payments Banking & Lending Bitcoin & Crypto Fast Food Fintech Point-Of-Sale (POS) Restaurants

Description

Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; private student loans, personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULSE, an automated teller machine, debit, and electronic funds transfer network; and Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services, as well as offers payment transaction processing and settlement services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.

Key trends

Past 5 years