SmartFinancial, Inc.

NYSE SMBK

SmartFinancial, Inc. Operating Income Margin for the Trailing 12 Months (TTM) ending September 30, 2024: 41.06%

SmartFinancial, Inc. Operating Income Margin is 41.06% for the Trailing 12 Months (TTM) ending September 30, 2024, a -20.12% change year over year. Operating Income Ratio is the proportion of a company's operating income to its net sales, measuring the efficiency of its core business operations in generating profits.

SmartFinancial, Inc. Operating Income Margin for the Trailing 12 Months (TTM) ending September 30, 2023 was 51.39%, a 20.72% change year over year.
SmartFinancial, Inc. Operating Income Margin for the Trailing 12 Months (TTM) ending September 30, 2022 was 42.57%, a -6.09% change year over year.
SmartFinancial, Inc. Operating Income Margin for the Trailing 12 Months (TTM) ending September 30, 2021 was 45.34%, a 5.27% change year over year.
SmartFinancial, Inc. Operating Income Margin for the Trailing 12 Months (TTM) ending September 30, 2020 was 43.07%, a -26.55% change year over year.

Key data

Date	Operating Income Margin	EBT Margin	Net Income Margin	EBITDA Margin

NYSE: SMBK

SmartFinancial, Inc.

CEO	Mr. William Young Carroll Jr.
IPO Date	Oct. 7, 2003
Location	United States
Headquarters	5401 Kingston Pike
Employees	570
Sector	Finance
Industries Banking & Lending Investment Banking & Asset Management

Description

SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers. It operates through Commercial Real Estate, Consumer Real Estate, Construction and Land Development, Commercial and Industrial, and Consumer and Other segments. The company offers noninterest-bearing and interest-bearing checking, interest-bearing demand, savings, money market, time deposit, individual retirement accounts, as well as certificates of deposit. It also provides commercial and residential real estate, consumer real estate, and construction and land development loans; commercial and financial loans; mortgage loans; and direct consumer installment loans, educational, and other revolving credit loans; and overdraft facilities. In addition, the company offers wealth management, insurance, mortgage origination, and Internet and mobile banking services. As of March 1, 2022, it had 41 full-service branches and 2 loan production offices in East and Middle Tennessee, Alabama, and the Florida Panhandle. The company is headquartered in Knoxville, Tennessee.

Key trends

Past 5 years