X Financial

NYSE XYF

X Financial Net Income Margin for the year ending December 31, 2023: 62.93%

X Financial Net Income Margin is 62.93% for the year ending December 31, 2023, a 19.14% change year over year. Net Income Ratio, also known as the profit margin, is the ratio of net income to net sales, showing the percentage of revenue that remains as profit after all expenses are deducted.

X Financial Net Income Margin for the year ending December 31, 2022 was 52.82%, a -3.26% change year over year.
X Financial Net Income Margin for the year ending December 31, 2021 was 54.59%.
X Financial Net Income Margin for the year ending December 31, 2019 was 60.56%, a 48.60% change year over year.

Key data

Date	Net Income Margin	EBITDA Margin	EBIT Margin	EBITDA

NYSE: XYF

X Financial

CEO	Mr. Yue Tang
IPO Date	Sept. 19, 2018
Location	China
Headquarters	Aerospace Science and Technology Plaza
Employees	521
Sector	Finance
Industries Banking & Lending

Description

X Financial provides personal finance services in the People's Republic of China. The company offers services as an online marketplace connecting borrowers and investors. Its loan products include Xiaoying credit loan, which consists of Xiaoying card loan; and Xiaoying preferred loan to small business owners, as well as Xiaoying revolving loan. The company also offers Xiaoying housing loan, a home equity loan product for property owners; investment products through Xiaoying wealth management platform, such as loans, money market, and insurance products; and loan facilitation services to other platforms. X Financial was founded in 2014 and is headquartered in Shenzhen, the People's Republic of China.

Key trends

Past 5 years