Citizens Financial Services Inc. Common Stock

NASDAQ CZFS

Data sourced from

and

Download Data

Citizens Financial Services Inc. Common Stock Equity Multiplier 3 year CAGR for the year ending December 31, 2023: 3.10%

Citizens Financial Services Inc. Common Stock Equity Multiplier 3 year CAGR is 3.10% for the year ending December 31, 2023, a -56.70% change year over year. The Equity Multiplier measures the proportion of a company's assets that are financed by equity. It indicates the level of financial leverage in a company's capital structure. A higher ratio suggests a higher level of debt financing and indicates higher financial risk. The equity multiplier is useful in assessing the company's solvency and financial stability. CAGR, or the Compound Annual Growth Rate, quantifies the mean annual growth rate of an investment or financial metric over a specified time span, considering the influence of compounding. It is instrumental in determining the true annualized return on an investment.

Citizens Financial Services Inc. Common Stock Equity Multiplier for the year ending December 31, 2022 was 11.66, a 15.55% change year over year.
Citizens Financial Services Inc. Common Stock Equity Multiplier for the year ending December 31, 2021 was 10.09, a 3.61% change year over year.
Citizens Financial Services Inc. Common Stock Equity Multiplier for the year ending December 31, 2020 was 9.74, a 2.78% change year over year.
Citizens Financial Services Inc. Common Stock Equity Multiplier for the year ending December 31, 2019 was 9.47, a -7.80% change year over year.

NASDAQ: CZFS

Citizens Financial Services Inc. Common Stock

CEO	Mr. Randall E. Black
IPO Date	Jan. 2, 2001
Location	United States
Headquarters	15 South Main Street, Mansfield, PA, United States, 16933
Employees	394
Sector	Financial Services
Industry	Banks - regional

Description

Citizens Financial Services, Inc., a bank holding company, provides various banking products and services for individual, business, governmental, and institutional customers. The company accepts various deposit products, such as checking, savings, and time deposit accounts. Its loan products include residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services. The company also provides professional trust administration, investment management services, estate planning and administration, custody of securities, and individual retirement accounts. In addition, it offers brokerage and financial planning services, as well as assistance in various oil and gas leasing matters; and provides mutual funds, annuities, and health and life insurance products. Citizens Financial Services, Inc. was incorporated in 1984 and is headquartered in Mansfield, Pennsylvania.

Key trends