Pioneer Bancorp Inc

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Pioneer Bancorp Inc Key Metrics 2018 - 2024

This table shows the Key Metrics for Pioneer Bancorp Inc going from 2018 until 2024. Key metrics are specific quantitative measures used to assess the performance and progress of a company, often tailored to its industry and objectives, providing insights into growth, profitability, and operational efficiency.
Key Metrics Trend Unit 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31
Accounts Payable Turnover Ratio
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R - - - 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.48 0.48 0.48 0.48 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01
Accounts Receivable Turnover Ratio
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R 3.56 2.65 2.83 2.20 2.34 2.47 3.25 3.33 3.36 3.48 3.53 3.50 3.71 3.73 3.87 3.98 3.90 3.94 3.78 3.76 3.79 3.77 3.94 3.94 -
Asset Coverage Ratio
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R - - - - - - - - - - - - - - - - - - - - - - - - -
Asset Turnover Ratio
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R 0.02 0.02 - 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.02
Average Collection Period
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R 547.91 350.69 - 378.96 371.12 307.98 2,271.84 4,968.28 7,872.01 10,966.40 11,910.60 12,916.74 13,606.63 13,918.46 13,420.79 12,419.99 8,822.37 8,132.56 8,362.87 7,509.32 11,237.21 11,363.72 11,279.73 11,279.73 -
Book Value Per Share
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R 11.46 11.26 10.79 10.11 9.88 9.66 9.61 9.59 9.54 9.46 9.30 9.17 9.04 9.04 9.05 8.15 8.93 9.60 10.15 11.44 11.06 10.76 10.57 10.57 10.57
Capital Expenditure To Sales
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% 0.38 0.79 1.85 0.67 0.52 0.65 1.15 1.38 1.63 1.71 1.28 1.04 0.88 1.28 1.87 2.53 3.03 3.10 3.41 3.65 3.86 3.89 3.75 3.68 3.34
Cash Dividend Coverage Ratio
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R - - - - - - - - - - - - - - - - - - - - - - - - -
Cash Flow Coverage Ratio
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R 0.55 -3.92 2.83 6.11 18.79 35.05 34.03 33.99 23.38 18.83 22.58 18.10 17.45 1.49 0.28 0.56 -2.11 1.61 -0.63 1.46 2.21 3.75 5.03 4.26 5.84
Cash Interest Coverage Ratio
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R 0.57 -3.39 2.92 6.18 18.93 35.26 34.49 34.52 23.99 19.45 23.01 18.43 17.67 1.69 0.54 0.90 -1.71 2.05 -0.14 2.00 2.80 4.38 5.66 4.89 6.44
Cash Per Share
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R 9.73 5.41 8.50 8.26 10.49 13.67 15.73 16.49 16.02 14.68 13.16 11.03 9.35 7.95 7.16 6.84 8.70 10.25 10.29 9.28 8.36 7.64 8.60 10.37 10.77
Cash Ratio
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R 0.50 0.29 - 0.12 0.16 0.20 0.23 0.25 0.25 0.23 0.21 0.19 5.15 5.13 5.12 5.12 0.14 0.13 0.12 0.08 0.08 0.07 0.08 0.10 0.10
Cash Return on Assets (CROA)
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R 0.00 0.00 0.01 0.00 0.00 0.01 0.01 0.01 0.00 0.00 0.01 0.00 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Cash Return on Equity (CROE)
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R 0.01 0.00 0.05 0.03 0.03 0.06 0.05 0.05 0.04 0.04 0.04 0.04 0.04 0.00 0.00 0.00 -0.01 0.01 0.00 0.02 0.02 0.03 0.04 0.03 0.04
Cash Return on Invested Capital (CROIC)
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R 0.00 0.00 - 0.02 0.03 0.05 0.05 0.05 0.03 0.03 0.04 0.03 0.03 -0.01 -0.01 -0.01 -0.01 0.01 0.00 0.02 0.02 0.03 0.04 0.03 0.04
Cash Return on Investment (CROI)
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R 0.01 0.00 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 -0.03 -0.01 -0.01 -0.02 0.01 0.00 0.00 0.01 0.01 0.02 0.02 -
Cash Taxes
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M 2 7 1 5 5 4 4 4 5 6 5 5 6 8 7 8 8 6 5 5 5 4 3 2 1
Cash to Debt Ratio
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R - - - - - - - - - - - - - - - - - - - - - - - - -
Current Assets to Total Assets Ratio
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R 0.13 0.08 0.87 0.63 0.66 0.55 0.52 0.61 0.71 0.81 0.84 0.86 0.89 0.90 0.91 0.90 0.72 0.71 0.71 0.50 0.68 0.48 0.34 0.49 0.10
Current Liabilities Ratio
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R 0.25 0.26 - 0.85 0.85 0.86 0.86 0.86 0.86 0.86 0.85 0.85 0.64 0.63 0.63 0.62 0.86 0.89 0.91 0.93 0.91 0.90 0.90 0.90 0.90
Current Liabilities to Total Liabilities Ratio
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R 0.29 0.30 - 0.98 0.98 0.98 0.98 0.98 0.99 0.98 0.98 0.98 0.74 0.74 0.74 0.72 0.99 1.00 1.00 1.03 1.01 0.99 0.99 0.99 0.99
Current Ratio
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R 0.52 0.31 - 0.74 0.77 0.64 0.61 0.71 0.82 0.94 0.98 1.02 45.41 45.43 45.44 45.45 0.86 0.82 0.79 0.53 0.74 0.53 0.38 0.55 0.11
Days in Inventory
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R -37,480.69 -4,421.12 - - - - - - - - - - - - - - - - - - - - - - -
Days Inventory Outstanding (DIO)
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R -88,563.49 -14,946.11 - - - - - - - - - - - - - - - - - - - - - - -
Days Payable Outstanding (DPO)
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R - - - 283,228.79 - - - - - - - - - - - - - - - - - - - - -
Days Sales Outstanding (DSO)
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R 32.17 34.75 41.02 320.04 314.16 307.98 112.73 109.90 108.83 104.88 103.52 104.32 99.14 98.40 95.28 91.95 93.93 92.72 96.61 97.15 96.38 97.08 92.67 92.67 -
Debt to Asset Ratio
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R - - - - - - - - - - - - - - - - - - - - - - - - -
Debt to Capital Ratio
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R - - - - - - - - - - - - - - - - - - - - - - - - -
Debt to EBITDA Ratio
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R - - - - - - - - - - - - - - - - - - - - - - - - -
Debt to Equity Ratio
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R - - - - - - - - - - - - - - - - - - - - - - - - -
Debt to Income Ratio
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R - - - - - - - - - - - - - - - - - - - - - - - - -
Debt to Tangible Net Worth Ratio
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R - - - - - - - - - - - - - - - - - - - - - - - - -
Dividend Coverage Ratio
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R - - - - - - - - - - - - - - - - - - - - - - - - -
Dividend Payout Ratio
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% - - - - - - - - - - - - - - - - - - - - - - - - -
Dividend Per Share
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R - - - - - - - - - - - - - - - - - - - - - - - - -
EBIT to Fixed Assets Ratio
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R 0.13 0.08 0.09 0.18 0.16 0.12 0.12 0.10 0.06 0.06 0.03 0.03 0.06 0.06 0.08 0.11 0.13 0.17 0.17 0.17 0.16 0.15 0.15 0.15 -
EBIT to Total Assets Ratio
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R 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.01 0.01 0.01 0.00 0.00 0.00 0.00
EBITDA Coverage Ratio
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R 1.05 13.16 1.01 8.86 10.99 10.32 13.82 11.96 8.01 8.50 3.85 3.09 5.27 4.30 3.97 4.53 4.80 6.35 6.86 7.10 7.25 7.34 7.49 7.58 7.43
EBITDA Per Share
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R 0.24 0.16 0.17 0.32 0.30 0.23 0.22 0.17 0.11 0.13 0.07 0.08 0.13 0.13 0.16 0.22 0.24 0.45 0.57 0.68 0.66 0.62 0.60 0.58 0.53
Equity Multiplier
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R 6.86 6.53 7.22 7.51 7.79 8.08 8.13 8.05 7.92 7.79 7.63 7.38 7.20 6.88 6.68 7.61 8.47 9.46 10.48 10.47 10.62 10.71 10.88 10.88 10.88
Equity to Assets Ratio
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R 0.15 0.15 0.14 0.13 0.13 0.12 0.12 0.12 0.13 0.13 0.13 0.14 0.14 0.15 0.15 0.14 0.13 0.11 0.10 0.10 0.09 0.09 0.09 0.09 0.09
Free Cash Flow Margin
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R 0.12 -0.06 0.60 0.49 0.68 1.07 0.87 0.87 0.61 0.56 0.69 0.55 0.61 -0.07 -0.04 -0.04 -0.20 0.11 -0.05 0.09 0.14 0.23 0.30 0.24 0.33
Free Cash Flow Per Share
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R 0.13 -0.05 0.48 0.26 0.34 0.54 0.51 0.49 0.33 0.32 0.40 0.32 0.36 -0.04 0.00 -0.01 -0.11 0.07 -0.04 0.13 0.19 0.30 0.41 0.32 0.42
Free Cash Flow to Equity (FCFE)
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M - - - - - - - - - - - - - - - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)
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M 8 -1 15 30 36 56 53 50 34 33 41 34 38 -1 3 3 -6 12 1 9 12 17 16 8 5
Gross Profit Per Share
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R 1.08 0.62 0.80 0.57 0.55 0.50 0.61 0.56 0.55 0.56 0.57 0.57 0.58 0.58 0.61 0.64 0.86 1.08 1.24 1.42 1.40 1.35 1.34 1.31 1.27
Gross Profit to Fixed Assets Ratio
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R 0.67 0.38 0.49 0.34 0.34 0.32 0.39 0.37 0.36 0.36 0.36 0.36 0.36 0.36 0.37 0.39 0.40 0.41 0.39 0.38 0.37 0.36 0.35 0.35 -
Gross Profit to Tangible Assets Ratio
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R 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01
Gross Working Capital
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M -240 -328 - - - - - - - - - - - - - - - - - - - - - - -
Interest Coverage Ratio
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R 0.94 11.05 0.85 8.13 9.87 8.82 12.05 10.08 6.13 6.73 2.23 1.66 4.09 3.37 3.22 3.89 4.60 5.75 6.10 6.25 6.57 6.61 6.75 6.80 6.62
Interest Expense To Sales
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% 21.15 1.50 21.16 12.72 9.66 8.77 2.59 2.60 2.69 2.81 3.09 3.67 4.48 5.83 6.69 7.32 7.51 7.15 7.09 6.79 6.56 6.23 6.03 5.81 5.62
Inventory Turnover Ratio
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R - -0.01 - - - - - - - - - - - - - - - - - - - - - - -
Invested Capital
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M 1,489 1,379 - - - - - - - - - - - - - - - - - - - - - - -
Liabilities to Equity Ratio
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R 5.86 5.53 6.22 6.51 6.79 7.08 7.13 7.05 6.92 6.79 6.63 6.38 6.20 5.88 5.68 6.61 7.48 8.47 9.49 9.45 9.60 9.69 9.86 9.88 9.88
Long-Term Debt to Equity Ratio
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R - - - - - - - - - - - - - - - - - - - - - - - - -
Long-Term Debt to Total Assets Ratio
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R - - - - - - - - - - - - - - - - - - - - - - - - -
Net Current Asset Value
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R -1,438,649,000.00 -1,421,779,000.00 15,051,000.00 -469,438,500.00 -434,507,500.00 -653,181,750.00 -704,939,500.00 -512,733,250.00 -319,232,000.00 -114,525,250.00 -57,286,250.00 -3,742,500.00 39,037,250.00 71,914,750.00 83,633,250.00 61,127,750.00 -215,422,000.00 -244,240,000.00 -273,691,000.00 -543,663,000.00 -294,836,750.00 -550,353,250.00 -721,457,666.67 -534,349,500.00 -1,040,334,000.00
Net Debt to EBITDA Ratio
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R -11.52 -5.50 -7.35 -26.46 -43.20 -117.04 -122.85 -151.88 -88.83 -40.40 -43.86 -22.76 -75.03 -61.09 -52.27 -38.10 -35.10 -20.81 -17.69 -13.12 -14.03 -11.60 -15.85 -15.85 -
Net Income Before Taxes
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R 6,056,000.00 4,014,000.00 4,309,000.00 6,963,750.00 6,296,000.00 4,493,000.00 4,514,500.00 3,334,500.00 1,791,250.00 2,086,500.00 683,500.00 665,000.00 1,864,500.00 1,720,250.00 2,316,750.00 3,517,000.00 4,652,250.00 5,941,250.00 6,098,750.00 5,890,750.00 5,695,500.00 5,258,000.00 5,189,000.00 4,950,500.00 4,466,000.00
Net Operating Profit After Tax (NOPAT)
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R 4,719,000.00 3,192,000.00 3,419,000.00 6,405,299.76 5,949,871.86 4,441,358.44 4,364,345.63 3,354,035.98 1,983,642.51 2,307,023.44 1,262,126.99 1,361,774.12 2,659,465.96 2,694,255.54 3,338,111.44 4,329,126.01 4,802,267.11 6,064,682.42 6,366,405.67 6,104,011.77 5,915,911.40 5,494,175.68 5,203,554.76 4,933,378.82 4,515,147.34
Net Working Capital to Total Assets Ratio
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R -0.12 -0.18 - -0.22 -0.20 -0.31 -0.34 -0.25 -0.15 -0.05 -0.02 0.01 0.25 0.27 0.28 0.28 -0.14 -0.18 -0.20 -0.43 -0.24 -0.42 -0.55 -0.41 -0.80
Non-current Assets to Total Assets Ratio
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R 0.87 0.92 0.03 0.15 0.16 0.21 0.26 0.24 0.22 0.19 0.16 0.14 0.11 0.10 0.09 0.10 0.10 0.11 0.11 0.12 0.12 0.12 0.11 0.11 -
Non-current Liabilities to Total Liabilities Ratio
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R 0.71 0.70 - 0.03 0.03 0.02 0.02 0.02 0.01 0.01 0.02 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.01 - - - - - -
Operating Cash Flow Per Share
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R 0.13 -0.04 0.49 0.26 0.34 0.54 0.52 0.50 0.34 0.33 0.40 0.33 0.37 -0.03 0.01 0.01 -0.08 0.11 0.00 0.18 0.25 0.36 0.46 0.37 0.46
Operating Cash Flow To Current Liabilities
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R 0.01 0.00 - 0.00 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.31 0.30 0.30 0.30 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Operating Cash Flow to Debt Ratio
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R - - - - - - - - - - - - - - - - - - - - - - - - -
Operating Cash Flow to Sales Ratio
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% 12.09 -5.08 61.73 50.12 68.05 107.35 88.22 88.44 62.79 57.48 70.30 55.68 62.01 -6.01 -2.19 -1.22 -17.20 14.26 -1.26 13.02 17.80 26.60 34.21 28.10 36.14
Operating Expense Ratio
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% 77.86 56.56 78.62 -2.86 1.39 12.27 68.77 74.24 84.92 82.83 92.53 92.19 82.80 82.46 78.88 71.65 65.56 58.27 56.12 56.94 56.99 58.88 59.32 60.50 62.80
Operating Income Per Share
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R 0.24 0.16 0.17 0.30 0.27 0.20 0.20 0.15 0.09 0.10 0.04 0.05 0.10 0.10 0.13 0.19 0.31 0.45 0.53 0.61 0.60 0.55 0.55 0.52 0.47
Operating Income to Total Debt
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R - - - - - - - - - - - - - - - - - - - - - - - - -
Payables Turnover
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R - - - 0.00 - - - - - - - - - - - - - - - - - - - - -
Pre-Tax Margin
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% 19.81 16.54 18.05 97.90 96.22 87.73 31.23 25.76 15.08 17.17 7.47 7.81 17.20 17.54 21.12 28.35 33.82 41.12 43.27 42.44 43.01 41.12 40.68 39.50 37.20
Quick Ratio
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R 3.87 1.07 - - - - 0.89 0.91 0.93 0.94 0.98 1.02 45.40 45.42 45.43 45.44 0.86 0.82 0.79 0.53 0.74 0.53 0.38 0.55 0.11
Research and Development (R&D) Expense Ratio
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% - - - - - - - - - - - - - - - - - - - - - - - - -
Retained Earnings To Equity Ratio
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R 0.64 0.63 0.65 0.65 0.64 0.64 0.63 0.61 0.61 0.61 0.61 0.62 0.63 0.62 0.62 0.71 0.80 0.89 0.99 1.00 1.01 1.01 1.01 0.99 0.99
Retention Ratio
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% - - - - - - - - - - - - - - - - - - - - - - - - -
Return on Assets (ROA)
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% 0.24 0.17 0.17 0.29 0.26 0.18 0.18 0.14 0.06 0.07 0.02 0.02 0.09 0.09 0.13 0.19 0.25 0.33 0.35 0.35 0.35 0.33 0.31 0.29 0.27
Return on Capital Employed (ROCE)
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% 0.36 0.24 - 2.58 2.39 1.78 1.83 1.38 0.82 0.95 0.45 0.49 0.79 0.82 1.16 1.65 4.61 7.77 8.31 8.77 6.99 4.60 4.57 4.46 4.04
Return on Common Equity
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% - - - 2,236.03 1,904.23 1,354.04 1,361.15 988.37 419.52 519.42 100.00 103.56 587.12 539.81 727.79 1,073.94 1,242.69 1,700.77 1,920.77 - - - - - -
Return on Equity (ROE)
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% 1.63 1.12 1.26 2.16 1.98 1.44 1.46 1.06 0.44 0.56 0.12 0.14 0.67 0.62 0.83 1.60 2.33 3.14 3.67 3.68 3.67 3.49 3.39 3.20 2.89
Return on Fixed Assets (ROFA)
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% 11.59 7.77 8.25 12.92 11.80 8.43 8.90 6.76 2.89 3.54 0.64 0.63 3.81 3.47 4.60 6.73 7.77 10.89 11.61 11.42 10.83 10.54 9.65 9.65 -
Return on Gross Investment (ROGI)
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% 1.47 0.92 0.78 0.72 0.52 0.39 0.40 0.18 -0.18 -0.16 -0.23 -0.23 0.12 0.36 1.32 2.56 3.73 4.69 4.74 4.63 4.49 4.31 4.39 4.39 -
Return on Investment (ROI)
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% 0.76 0.48 0.40 0.42 0.32 0.23 0.25 0.14 -0.05 -0.03 -0.09 -0.08 0.11 0.23 0.72 1.33 1.92 2.41 2.43 2.38 2.31 2.22 2.27 2.27 -
Return on Net Assets (RONA)
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% 0.27 0.21 - 0.40 0.32 0.25 0.26 0.17 0.07 0.08 0.02 0.02 0.08 0.08 0.11 0.17 0.58 0.66 0.69 1.15 0.81 1.05 1.28 0.83 1.34
Return on Net Investment (RONI)
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% - - - - - - - - - - - - - - - - - - - - - - - - -
Return on Sales (ROS)
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% 17.25 15.67 16.96 69.98 68.09 61.39 22.40 17.84 7.43 9.17 1.42 1.40 10.42 9.57 11.82 16.74 21.47 27.30 29.79 29.53 29.07 27.84 26.70 25.71 24.16
Return on Tangible Equity (ROTE)
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% 1.72 1.18 1.33 2.26 2.08 1.50 1.53 1.11 0.46 0.58 0.13 0.14 0.70 0.65 0.87 1.71 2.49 3.37 3.96 3.99 4.00 3.81 3.70 3.50 3.17
Return on Total Capital (ROTC)
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% - - - - - - - - - - - - - - - - - - - - - - - - -
Revenue Per Share
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M 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Sales to Fixed Assets Ratio
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R 0.67 0.50 0.49 0.36 0.35 0.32 0.39 0.37 0.36 0.36 0.36 0.36 0.36 0.36 0.37 0.39 0.40 0.41 0.39 0.38 0.37 0.36 0.35 0.35 -
Sales to Operating Cash Flow Ratio
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R 8.27 -19.68 1.62 3.49 3.32 1.24 -32.21 -32.23 -31.77 -31.75 1.87 -0.42 -0.67 -1.04 -1.15 -1.77 24.01 50.37 56.65 59.52 34.60 9.13 3.30 3.88 2.77
Sales to Total Assets Ratio
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R 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01
Sales to Working Capital Ratio
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R -0.11 -0.06 - 0.09 0.09 0.00 -0.03 -0.06 -0.11 -0.50 -0.41 -0.35 -0.29 0.14 0.12 0.12 0.11 0.04 -0.17 -0.21 -0.44 -0.40 -0.32 -0.47 -0.01
Selling, General, and Administrative (SG&A) Expense Ratio
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% 28.81 39.04 12.83 88.89 92.83 96.14 37.38 39.86 39.59 39.17 47.48 47.63 45.77 44.55 42.69 39.58 38.82 37.10 37.07 37.56 36.89 38.06 38.87 39.35 40.77
Short-Term Debt to Equity Ratio
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R 0.00 0.00 - - - - - - - - - - - - - - - - - - - - - - -
Short-Term Debt to Total Assets Ratio
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R 0.00 0.00 - - - - - - - - - - - - - - - - - - - - - - -
Tangible Asset Value Ratio
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R - - - 0.13 0.12 0.12 0.12 0.12 0.12 0.12 0.13 0.13 0.13 0.14 0.14 0.15 0.13 0.12 0.10 0.09 0.09 0.09 0.08 0.08 0.08
Tangible Book Value per Share
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R - - - 9.25 9.01 8.78 8.73 8.74 8.74 8.81 8.79 8.77 - - - - - - - - - - - - -
Total Debt to Capital Ratio
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R - - - - - - - - - - - - - - - - - - - - - - - - -
Total Liabilities to Total Assets Ratio
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R 0.85 0.85 0.86 0.87 0.87 0.88 0.88 0.88 0.87 0.87 0.87 0.86 0.86 0.85 0.85 0.86 0.87 0.89 0.91 0.90 0.90 0.90 0.91 0.91 0.91
Working Capital to Current Liabilities Ratio
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R -0.48 -0.69 - -0.26 -0.23 -0.36 -0.39 -0.29 -0.18 -0.06 -0.02 0.02 44.41 44.43 44.44 44.45 -0.14 -0.18 -0.21 -0.47 -0.26 -0.47 -0.62 -0.45 -0.89
Working Capital To Sales Ratio
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R -2.74 -4.06 - -19.09 -20.15 -36.19 -43.92 -34.12 -21.60 -6.45 -2.49 1.41 26.21 28.25 28.61 28.57 -11.87 -15.21 -16.91 -36.08 -19.59 -36.32 -47.90 -36.90 -72.73
Working Capital Turnover Ratio
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R -0.11 -0.06 - 0.09 0.09 0.00 -0.03 -0.06 -0.11 -0.50 -0.41 -0.35 -0.29 0.14 0.12 0.12 0.11 0.04 -0.17 -0.21 -0.44 -0.40 -0.32 -0.47 -0.01

StockViz Staff

September 20, 2024

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