Pioneer Bancorp Inc

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Pioneer Bancorp Inc Key Metrics 2018 - 2024

This table shows the Key Metrics for Pioneer Bancorp Inc going from 2018 until 2024. Key metrics are specific quantitative measures used to assess the performance and progress of a company, often tailored to its industry and objectives, providing insights into growth, profitability, and operational efficiency.
Key Metrics Trend Unit 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 2020-12-31 2020-09-30 2020-06-30 2020-03-31 2019-12-31 2019-09-30 2019-06-30 2019-03-31 2018-12-31 2018-09-30 2018-06-30 2018-03-31
Accounts Payable Turnover Ratio
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R - - - 0.01 - 0.00 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 1.87 0.01 0.02 0.01 0.01 0.01 0.01 0.01 0.01 0.01
Accounts Receivable Turnover Ratio
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R 3.56 2.65 2.83 2.69 2.55 0.41 3.13 3.26 3.08 3.51 3.47 3.39 3.55 3.71 3.37 4.19 3.66 4.25 3.84 3.84 3.84 3.60 - 3.94 -
Asset Coverage Ratio
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R - - - - - - - - - - - - - - - - - - - - - - - - -
Asset Turnover Ratio
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R 0.02 0.02 0.02 0.02 0.02 0.00 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.02 0.01 0.01 0.02 0.01 0.02
Average Collection Period
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R 1,747.77 1,388.53 2,089.68 1,553.81 1,462.06 884.85 116.44 112.07 118.55 8,740.31 10,902.18 11,726.98 12,496.11 12,517.14 14,926.72 14,486.56 13,743.42 10,526.46 10,923.52 96.07 10,984.20 11,447.71 - 11,279.73 -
Book Value Per Share
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R 11.46 11.26 10.79 10.59 10.32 9.93 9.61 9.65 9.44 9.72 9.53 9.49 9.12 9.08 9.00 8.94 9.14 9.12 5.40 12.08 11.80 11.32 10.57 10.57 10.57
Capital Expenditure To Sales
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% 0.38 0.79 1.85 1.45 0.44 - 0.35 0.88 0.95 2.43 1.26 1.87 1.30 0.69 0.32 1.20 2.91 3.07 2.93 3.21 3.21 4.31 3.88 4.03 3.34
Cash Dividend Coverage Ratio
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R - - - - - - - - - - - - - - - - - - - - - - - - -
Cash Flow Coverage Ratio
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R 0.55 -3.92 2.83 4.66 1.77 - 15.22 55.40 66.79 -1.28 15.04 12.97 48.58 13.73 -2.89 10.36 -15.23 8.88 -1.78 -0.32 -0.32 -0.08 6.58 2.67 5.84
Cash Interest Coverage Ratio
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R 0.57 -3.39 2.92 4.76 1.84 - 15.35 55.74 67.17 -0.30 15.49 13.62 49.02 13.92 -2.83 10.56 -14.88 9.31 -1.40 0.14 0.14 0.55 7.19 3.34 6.44
Cash Per Share
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R 9.73 5.41 8.50 5.89 5.63 5.61 15.88 14.83 18.38 13.82 18.94 12.96 13.02 7.74 10.42 6.21 7.44 4.58 9.13 13.64 13.64 4.78 5.05 9.97 10.77
Cash Ratio
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R 0.50 0.29 0.35 0.12 0.25 0.09 0.22 0.22 0.27 0.22 0.28 0.21 0.21 0.15 0.19 20.05 0.15 0.10 0.19 0.11 0.11 0.05 0.05 0.10 0.10
Cash Return on Assets (CROA)
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R 0.00 0.00 0.01 0.01 0.00 - 0.00 0.01 0.01 0.00 0.00 0.00 0.01 0.00 0.00 0.01 -0.01 0.01 0.00 0.00 0.00 0.00 0.01 0.00 0.00
Cash Return on Equity (CROE)
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R 0.01 0.00 0.05 0.05 0.01 - 0.03 0.09 0.10 0.00 0.02 0.02 0.09 0.03 -0.01 0.04 -0.08 0.05 -0.01 0.00 0.00 0.00 0.06 0.03 0.04
Cash Return on Invested Capital (CROIC)
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R 0.00 0.00 0.01 0.02 0.00 - 0.03 0.08 0.09 0.00 0.02 0.02 0.08 0.03 -0.01 0.01 -0.08 0.05 -0.01 0.00 0.00 0.00 0.05 0.02 0.04
Cash Return on Investment (CROI)
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R 0.01 0.00 0.01 0.02 0.00 - 0.01 0.01 0.01 0.00 0.00 0.01 0.01 0.01 0.00 0.01 -0.12 0.06 -0.01 0.00 0.00 0.00 - 0.02 -
Cash Taxes
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M 2 7 1 1 2 - 1 1 0 2 1 1 2 2 1 2 4 1 1 1 1 1 1 1 1
Cash to Debt Ratio
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R - - - - - - - - - - - - - - - - - - - - - - - - -
Current Assets to Total Assets Ratio
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R 0.13 0.08 0.87 0.32 0.87 0.87 0.44 0.44 0.45 0.76 0.81 0.82 0.85 0.88 0.91 0.91 0.91 0.89 0.90 0.17 0.89 0.87 0.05 0.89 0.10
Current Liabilities Ratio
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R 0.25 0.26 0.31 0.66 0.31 0.84 0.87 0.86 0.87 0.86 0.87 0.85 0.86 0.84 0.85 0.01 0.84 0.83 0.82 0.96 0.96 0.89 0.89 0.90 0.90
Current Liabilities to Total Liabilities Ratio
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R 0.29 0.30 0.36 0.77 0.36 0.97 0.99 0.98 0.99 0.99 0.99 0.98 0.98 0.98 0.98 0.01 0.99 0.99 0.90 1.06 1.06 0.99 0.99 0.99 0.99
Current Ratio
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R 0.52 0.31 2.80 0.48 2.84 1.04 0.51 0.51 0.52 0.89 0.93 0.96 0.99 1.04 1.07 178.52 1.09 1.08 1.09 0.17 0.93 0.98 0.06 0.99 0.11
Days in Inventory
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R - -8,054.95 - - 99,766.05 - - - - - - - - - - - - - - - - - - - -
Days Inventory Outstanding (DIO)
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R - -27,230.66 - -28,963.40 170,469.88 - - - - - - - - - - - - - - - - - - - -
Days Payable Outstanding (DPO)
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R - - - 283,228.79 - - - - - - - - - - - - - - - - - - - - -
Days Sales Outstanding (DSO)
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R 102.60 137.57 129.01 135.60 143.29 884.85 116.44 112.07 118.55 103.86 105.11 107.78 102.78 98.40 108.31 87.07 99.84 85.91 95.00 94.98 94.98 101.49 - 92.67 -
Debt to Asset Ratio
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R - - - - - - - - - - - - - - - - - - - - - - - - -
Debt to Capital Ratio
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R - - - - - - - - - - - - - - - - - - - - - - - - -
Debt to EBITDA Ratio
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R - - - - - - - - - - - - - - - - - - - - - - - - -
Debt to Equity Ratio
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R - - - - - - - - - - - - - - - - - - - - - - - - -
Debt to Income Ratio
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R - - - - - - - - - - - - - - - - - - - - - - - - -
Debt to Tangible Net Worth Ratio
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R - - - - - - - - - - - - - - - - - - - - - - - - -
Dividend Coverage Ratio
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R - - - - - - - - - - - - - - - - - - - - - - - - -
Dividend Payout Ratio
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% - - - - - - - - - - - - - - - - - - - - - - - - -
Dividend Per Share
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R - - - - - - - - - - - - - - - - - - - - - - - - -
EBIT to Fixed Assets Ratio
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R 0.13 0.08 0.09 0.14 0.20 0.21 0.16 0.09 0.02 0.22 0.06 -0.07 0.05 0.08 0.06 0.06 0.06 0.15 0.19 - 0.18 0.16 - 0.15 -
EBIT to Total Assets Ratio
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R 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.01 0.00 0.01 0.01 0.01 0.00 0.00
EBITDA Coverage Ratio
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R 1.05 13.16 1.01 2.22 7.07 11.27 14.87 10.76 4.37 25.28 7.43 -5.04 6.34 6.67 4.37 3.70 2.44 5.37 6.60 - 7.08 6.89 7.32 7.72 7.43
EBITDA Per Share
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R 0.24 0.16 0.17 0.25 0.35 0.38 0.31 0.16 0.06 0.36 0.11 -0.08 0.11 0.15 0.12 0.13 0.12 0.27 0.34 - 0.72 0.65 0.66 0.63 0.53
Equity Multiplier
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R 6.86 6.53 7.22 6.96 7.17 7.35 8.56 8.10 8.33 7.55 8.23 7.55 7.82 6.92 7.23 6.82 6.56 6.10 10.97 10.27 10.52 10.18 10.90 10.88 10.88
Equity to Assets Ratio
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R 0.15 0.15 0.14 0.14 0.14 0.14 0.12 0.12 0.12 0.13 0.12 0.13 0.13 0.14 0.14 0.15 0.15 0.16 0.09 0.10 0.10 0.10 0.09 0.09 0.09
Free Cash Flow Margin
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R 0.12 -0.06 0.60 0.69 0.11 - 0.43 1.41 1.67 -0.03 0.43 0.38 1.46 0.50 -0.15 0.64 -1.28 0.63 -0.14 -0.02 -0.02 -0.01 0.43 0.16 0.33
Free Cash Flow Per Share
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R 0.13 -0.05 0.48 0.53 0.09 - 0.31 0.85 0.90 -0.02 0.23 0.21 0.85 0.31 -0.08 0.37 -0.75 0.45 -0.09 -0.03 -0.03 -0.01 0.59 0.22 0.42
Free Cash Flow to Equity (FCFE)
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M - - - - - - - - - - - - - - - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)
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M 8 -1 15 16 3 - 8 22 23 0 6 6 22 8 -1 10 -18 12 -1 1 1 1 7 3 5
Gross Profit Per Share
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R 1.08 0.62 0.80 0.69 0.75 0.12 0.73 0.60 0.54 0.58 0.54 0.55 0.58 0.61 0.55 0.58 0.59 0.72 0.67 1.44 1.47 1.37 1.39 1.36 1.27
Gross Profit to Fixed Assets Ratio
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R 0.67 0.38 0.49 0.42 0.45 0.07 0.43 0.40 0.36 0.38 0.35 0.35 0.37 0.39 0.34 0.36 0.36 0.43 0.40 - 0.39 0.37 - 0.35 -
Gross Profit to Tangible Assets Ratio
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R 0.01 0.01 0.01 0.01 0.01 0.00 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01
Gross Working Capital
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M -240 -328 1,097 -638 - - - - - - - - - - - - - - - - - - - - -
Interest Coverage Ratio
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R 0.94 11.05 0.85 2.00 6.55 10.45 13.53 8.94 2.35 23.39 5.65 -6.85 4.74 5.38 3.37 2.88 1.86 4.79 6.05 5.71 6.46 6.19 6.66 6.97 6.62
Interest Expense To Sales
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% 21.15 1.50 21.16 14.81 6.08 27.21 2.80 2.55 2.51 2.49 2.84 2.90 3.00 3.63 5.15 6.14 8.39 7.07 7.66 6.93 6.93 6.85 6.46 6.00 5.62
Inventory Turnover Ratio
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R - -0.01 - -0.01 0.00 - - - - - - - - - - - - - - - - - - - -
Invested Capital
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M 1,489 1,379 1,355 632 - - - - - - - - - - - - - - - - - - - - -
Liabilities to Equity Ratio
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R 5.86 5.53 6.22 6.00 6.17 6.35 7.56 7.10 7.33 6.55 7.23 6.55 6.82 5.92 6.23 5.82 5.56 5.10 9.97 9.29 9.52 9.18 9.83 9.88 9.88
Long-Term Debt to Equity Ratio
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R - - - - - - - - - - - - - - - - - - - - - - - - -
Long-Term Debt to Total Assets Ratio
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R - - - - - - - - - - - - - - - - - - - - - - - - -
Net Current Asset Value
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R -1,438,649,000.00 -1,421,779,000.00 15,051,000.00 -1,011,867,000.00 21,364,000.00 11,965,000.00 -908,764,000.00 -862,595,000.00 -853,333,000.00 -195,066,000.00 -139,939,000.00 -88,590,000.00 -34,506,000.00 33,890,000.00 74,236,000.00 82,529,000.00 97,004,000.00 80,764,000.00 -15,786,000.00 -1,023,670,000.00 -18,268,000.00 -37,040,000.00 -1,095,674,000.00 -28,365,000.00 -1,040,334,000.00
Net Debt to EBITDA Ratio
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R -39.48 -32.39 -48.19 -22.37 -15.88 -14.85 -51.86 -90.19 -311.25 -38.11 -167.95 161.99 -117.51 -51.98 -83.52 -47.10 -61.76 -16.71 -26.83 - -18.89 -7.36 - -15.85 -
Net Income Before Taxes
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R 6,056,000.00 4,014,000.00 4,309,000.00 5,721,000.00 7,668,000.00 7,975,000.00 6,491,000.00 3,050,000.00 456,000.00 8,061,000.00 1,771,000.00 -3,123,000.00 1,637,000.00 2,449,000.00 1,697,000.00 1,675,000.00 1,060,000.00 4,835,000.00 6,498,000.00 6,216,000.00 6,216,000.00 5,465,000.00 5,666,000.00 5,435,000.00 4,466,000.00
Net Operating Profit After Tax (NOPAT)
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R 4,719,000.00 3,192,000.00 3,419,000.00 5,022,220.77 7,016,215.96 7,373,082.13 6,209,680.17 3,200,509.18 982,162.28 7,065,030.89 2,168,441.56 -2,281,064.68 2,275,686.01 2,885,445.08 2,567,030.05 2,909,702.69 2,414,844.34 5,460,868.67 6,531,088.33 - 6,202,090.25 6,366,038.43 5,743,906.64 5,351,610.30 4,515,147.34
Net Working Capital to Total Assets Ratio
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R -0.12 -0.18 0.56 -0.34 0.57 0.03 -0.43 -0.42 -0.42 -0.09 -0.06 -0.03 -0.01 0.04 0.06 0.90 0.07 0.07 0.08 -0.79 -0.07 -0.02 -0.84 -0.01 -0.80
Non-current Assets to Total Assets Ratio
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R 0.87 0.92 0.03 0.28 0.03 0.03 0.29 0.28 0.25 0.24 0.19 0.18 0.15 0.12 0.09 0.09 0.09 0.11 0.10 - 0.11 0.13 - 0.11 -
Non-current Liabilities to Total Liabilities Ratio
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R 0.71 0.70 0.64 0.23 0.64 0.03 0.03 0.02 0.01 0.01 0.01 - 0.02 0.02 0.02 0.02 - 0.01 0.01 - - - - - -
Operating Cash Flow Per Share
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R 0.13 -0.04 0.49 0.54 0.09 - 0.32 0.85 0.91 0.00 0.24 0.22 0.86 0.31 -0.08 0.38 -0.73 0.48 -0.07 0.01 0.01 0.05 0.64 0.27 0.46
Operating Cash Flow To Current Liabilities
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R 0.01 0.00 0.02 0.01 0.00 - 0.00 0.01 0.01 0.00 0.00 0.00 0.01 0.01 0.00 1.22 -0.01 0.01 0.00 0.00 0.00 0.00 0.01 0.00 0.00
Operating Cash Flow to Debt Ratio
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R - - - - - - - - - - - - - - - - - - - - - - - - -
Operating Cash Flow to Sales Ratio
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% 12.09 -5.08 61.73 70.43 11.22 - 43.02 142.18 168.42 -0.75 43.92 39.56 147.20 50.54 -14.56 64.87 -124.89 65.83 -10.70 0.96 0.96 3.76 46.42 20.07 36.14
Operating Expense Ratio
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% 77.86 56.56 78.62 60.19 50.61 -184.30 62.07 77.19 94.12 41.68 83.98 119.89 85.77 80.47 82.62 82.33 84.41 66.17 53.67 58.00 55.24 57.55 56.98 58.19 62.80
Operating Income Per Share
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R 0.24 0.16 0.17 0.23 0.33 0.35 0.28 0.14 0.03 0.34 0.09 -0.11 0.08 0.12 0.10 0.10 0.09 0.24 0.31 0.58 0.66 0.58 0.60 0.57 0.47
Operating Income to Total Debt
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R - - - - - - - - - - - - - - - - - - - - - - - - -
Payables Turnover
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R - - - 0.00 - - - - - - - - - - - - - - - - - - - - -
Pre-Tax Margin
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% 19.81 16.54 18.05 29.54 39.82 284.30 37.93 22.81 5.88 58.32 16.02 -19.89 14.23 19.53 17.38 17.67 15.59 33.83 46.33 39.54 44.76 42.45 43.02 41.81 37.20
Quick Ratio
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R 3.87 1.07 1.19 0.61 1.22 - - - - 0.89 0.93 0.96 0.99 1.04 1.07 178.49 1.09 1.08 1.09 0.17 0.93 0.98 0.06 0.99 0.11
Research and Development (R&D) Expense Ratio
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% - - - - - - - - - - - - - - - - - - - - - - - - -
Retained Earnings To Equity Ratio
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R 0.64 0.63 0.65 0.65 0.65 0.65 0.65 0.62 0.63 0.61 0.59 0.59 0.63 0.63 0.63 0.62 0.61 0.61 1.00 0.97 0.99 0.99 1.06 0.99 0.99
Retention Ratio
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% - - - - - - - - - - - - - - - - - - - - - - - - -
Return on Assets (ROA)
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% 0.24 0.17 0.17 0.24 0.32 0.34 0.25 0.12 0.02 0.34 0.07 -0.20 0.07 0.12 0.09 0.10 0.06 0.28 0.34 0.34 0.34 0.37 0.35 0.32 0.27
Return on Capital Employed (ROCE)
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% 0.36 0.24 0.27 0.91 0.64 2.98 2.63 1.21 0.30 3.19 0.82 -1.03 0.82 1.20 0.97 0.17 0.95 2.53 2.94 12.02 13.60 4.68 4.79 4.88 4.04
Return on Common Equity
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% - - - - 2,316.92 2,378.08 2,013.08 908.85 116.15 2,406.54 521.92 -1,366.54 515.77 728.85 536.15 567.69 326.54 1,480.77 1,920.77 - - - - - -
Return on Equity (ROE)
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% 1.63 1.12 1.26 1.69 2.32 2.48 2.17 0.97 0.13 2.56 0.57 -1.49 0.59 0.83 0.62 0.66 0.37 1.69 3.70 3.54 3.63 3.80 3.76 3.50 2.89
Return on Fixed Assets (ROFA)
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% 11.59 7.77 8.25 10.83 14.28 14.50 12.08 6.33 0.80 16.37 3.53 -9.13 3.41 4.77 3.46 3.61 2.05 9.27 11.97 - 11.42 11.43 - 9.65 -
Return on Gross Investment (ROGI)
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% 1.47 0.92 0.78 0.98 0.55 0.39 0.97 0.16 0.02 0.45 0.10 -1.28 0.10 0.15 0.11 0.12 1.05 4.01 5.06 4.82 4.86 4.22 - 4.39 -
Return on Investment (ROI)
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% 0.76 0.48 0.40 0.51 0.38 0.30 0.50 0.12 0.02 0.36 0.08 -0.65 0.09 0.14 0.11 0.11 0.55 2.09 2.57 2.47 2.48 2.17 - 2.27 -
Return on Net Assets (RONA)
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% 0.27 0.21 0.11 0.37 0.21 0.33 0.44 0.21 0.03 0.38 0.07 -0.20 0.08 0.12 0.08 0.05 0.05 0.26 0.31 1.68 0.37 0.38 2.18 0.33 1.34
Return on Net Investment (RONI)
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% - - - - - - - - - - - - - - - - - - - - - - - - -
Return on Sales (ROS)
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% 17.25 15.67 16.96 23.28 29.01 199.32 28.32 15.69 2.23 43.33 10.10 -25.93 9.19 12.30 10.04 10.16 5.77 21.31 29.72 29.08 29.08 31.26 28.67 27.26 24.16
Return on Tangible Equity (ROTE)
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% 1.72 1.18 1.33 1.76 2.42 2.59 2.27 1.02 0.13 2.69 0.59 -1.55 0.61 0.87 0.65 0.69 0.39 1.76 3.99 3.82 3.92 4.12 4.11 3.84 3.17
Return on Total Capital (ROTC)
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% - - - - - - - - - - - - - - - - - - - - - - - - -
Revenue Per Share
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M 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Sales to Fixed Assets Ratio
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R 0.67 0.50 0.49 0.47 0.49 0.07 0.43 0.40 0.36 0.38 0.35 0.35 0.37 0.39 0.34 0.36 0.36 0.43 0.40 - 0.39 0.37 - 0.35 -
Sales to Operating Cash Flow Ratio
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R 8.27 -19.68 1.62 1.42 8.92 - 2.32 0.70 0.59 -132.48 2.28 2.53 0.68 1.98 -6.87 1.54 -0.80 1.52 -9.35 104.66 104.66 26.61 2.15 4.98 2.77
Sales to Total Assets Ratio
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R 0.01 0.01 0.01 0.01 0.01 0.00 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01
Sales to Working Capital Ratio
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R -0.11 -0.06 0.02 -0.03 0.02 0.05 -0.02 -0.02 -0.02 -0.08 -0.12 -0.22 -1.57 0.27 0.14 0.01 0.13 0.19 0.15 -0.01 -0.17 -0.63 -0.01 -0.93 -0.01
Selling, General, and Administrative (SG&A) Expense Ratio
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% 28.81 39.04 12.83 36.43 36.29 244.97 37.85 52.19 49.57 9.93 47.76 51.11 47.88 43.15 48.39 43.65 43.02 35.71 35.95 40.60 36.13 35.60 37.93 37.92 40.77
Short-Term Debt to Equity Ratio
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R 0.00 0.00 0.00 0.00 - - - - - - - - - - - - - - - - - - - - -
Short-Term Debt to Total Assets Ratio
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R 0.00 0.00 0.00 0.00 - - - - - - - - - - - - - - - - - - - - -
Tangible Asset Value Ratio
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R - - - 0.14 0.13 0.13 0.11 0.12 0.11 0.13 0.12 0.13 0.12 0.14 0.13 0.14 0.15 0.16 0.14 0.09 0.09 0.09 0.08 0.08 0.08
Tangible Book Value per Share
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R - - - 9.74 9.46 9.06 8.77 8.77 8.54 8.84 8.82 8.77 - - - - - - - - - - - - -
Total Debt to Capital Ratio
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R - - - - - - - - - - - - - - - - - - - - - - - - -
Total Liabilities to Total Assets Ratio
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R 0.85 0.85 0.86 0.86 0.86 0.86 0.88 0.88 0.88 0.87 0.88 0.87 0.87 0.86 0.86 0.85 0.85 0.84 0.91 0.90 0.90 0.90 0.90 0.91 0.91
Working Capital to Current Liabilities Ratio
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R -0.48 -0.69 1.80 -0.52 1.84 0.04 -0.49 -0.49 -0.48 -0.11 -0.07 -0.04 -0.01 0.04 0.07 177.52 0.09 0.08 0.09 -0.83 -0.07 -0.02 -0.94 -0.01 -0.89
Working Capital To Sales Ratio
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R -8.74 -16.06 54.47 -32.93 50.77 18.82 -47.82 -54.55 -61.22 -12.11 -8.62 -4.46 -0.64 3.76 6.97 94.76 7.51 5.21 6.81 -67.02 -5.84 -1.58 -69.88 -1.08 -72.73
Working Capital Turnover Ratio
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R -0.11 -0.06 0.02 -0.03 0.02 0.05 -0.02 -0.02 -0.02 -0.08 -0.12 -0.22 -1.57 0.27 0.14 0.01 0.13 0.19 0.15 -0.01 -0.17 -0.63 -0.01 -0.93 -0.01

StockViz Staff

September 20, 2024

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